Boost Your Credit Score

How It Works: Credit Builder Program

• Step 1: Apply online through our secure form — no credit check required.
• Step 2: Get matched with a seasoned credit card tradeline based on your profile.
• Step 3: You're added as an Authorized User (AU) to that card. You won’t receive or use the physical card.
• Step 4: In 2–4 weeks, the tradeline appears on your credit report.
• Step 5: You remain on the card for 60–90 days to benefit from the history and limit.