You allow your credit profile to support a business’s loan application — you are not co-signing or borrowing money yourself. It’s a credit enhancement tool.
Yes. Everything is governed by legal contracts. Escrow ensures payouts and liabilities are handled properly.
You’re not responsible for paying the loan, but your name is listed as PG. Legal protections, vetting, and funding limits are built to reduce risk.
You receive up to $10,000 via escrow after the business is funded. Payouts typically occur within 7–14 business days.
You're not responsible for repayment. Escrow limits exposure and only releases funds once you’re paid. Legal steps protect all parties.
Standard is 12 months. We work with businesses to refinance or release you early if possible.
Yes. If your first experience goes well, you're eligible to repeat the process and earn again with new businesses.
Your report may show a soft or hard inquiry, but no new balances or revolving debt are reported under your name.
Minimum requirements include:
Many businesses don’t have a strong credit profile. A PG helps them qualify for working capital to grow, while you earn for providing that credit strength.